Auto Financing in Graham, TX

For most car buyers, the process of financing their vehicle is the part of the car buying experience that they dread the most. With that said, the auto finance department at Holiday Chrysler Dodge Jeep Ram wants to help you know what to expect when it comes to financing and also understand the benefits of buying or leasing a new vehicle in Decatur, TX.

The Basics of Financing

When you apply for financing at our dealership, you can be confident that we'll work hard to get you a great deal. We work with countless lenders around Dallas-Fort Worth to help individuals in various financial situations find terms that work for them. We'll present you with different options, explain the pros and cons of each, and then help you sign all the necessary paperwork.

Benefits of an Auto Loan

Some people in Wichita Falls worry about adding debt as an auto loan. However, the truth is that auto loans have many benefits. Most importantly, a loan allows you to own the vehicle at the end of the loan term. After making the final payment, you no longer have any regularly occurring expenses except insurance and taxes. This makes your long-term ownership costs much lower than with other financing options. Additionally, making on-time payments on your loan can help improve your credit score to help lower your interest rates for other types of credit.

Benefits of a Lease

Leases reduce your overall cost of ownership by lowering your monthly payment and limiting your maintenance expenses. By leasing a car, you're only financing the anticipated depreciation of the vehicle during the lease term. Since this amount is lower than the car's total price, you can expect affordable monthly payments. Plus, you have the chance to get a new vehicle in Abilene at the end of every lease term.

The best way to find your best financing option is to submit a finance application through our website. If you have any questions about the process, feel free to contact us.

Have questions? Complete this form and a dealer representative will contact you.

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Holiday Chrysler Dodge Jeep Ram

1609 Highway 380 Byp
Directions Graham, TX 76450-2407

  • Sales: (940) 580-9500
  • Service: 940-215-0930
  • Parts: 940-213-0296


  • Monday 08:00AM - 06:00PM
  • Tuesday 08:00AM - 06:00PM
  • Wednesday 08:00AM - 06:00PM
  • Thursday 08:00AM - 06:00PM
  • Friday 08:00AM - 06:00PM
  • Saturday 09:00AM - 05:00PM
  • Sunday Closed